nav{background:var(--navy);position:sticky;top:0;z-index:100;border-bottom:1px solid rgba(255,255,255,.06)}.nav-inner{display:flex;align-items:center;justify-content:space-between;padding:16px 28px;max-width:1200px;margin:0 auto}.nav-logo{display:flex;align-items:center;gap:12px;text-decoration:none}.nav-logo img{width:44px;height:44px;border-radius:6px;background:#fff;padding:0}.logo-text .top{font-family:Montserrat,sans-serif;font-weight:800;font-size:14px;color:#fff;line-height:1.2}.logo-text .sub{font-family:Montserrat,sans-serif;font-weight:500;font-size:11px;color:#fff9;letter-spacing:.3px;line-height:1.3;margin-top:2px}.nav-links{display:flex;align-items:center;gap:4px;list-style:none}.nav-links>li>a{color:#ffffffc7;text-decoration:none;font-family:Montserrat,sans-serif;font-weight:600;font-size:13px;padding:10px 16px;border-radius:4px;transition:all .15s;display:inline-block}.nav-links>li>a:hover,.nav-links>li>a.active{color:#fff;background:#ffffff0f}.nav-cta{background:var(--teal)!important;color:var(--navy)!important;padding:10px 20px!important;border-radius:6px!important}.nav-cta:hover{background:var(--teal-dark)!important}.has-dropdown{position:relative}.has-dropdown .caret{display:inline-block;margin-left:4px;font-size:9px;transition:transform .15s}.has-dropdown:hover .caret{transform:translateY(2px)}.has-dropdown .dropdown{display:none;position:absolute;top:100%;left:0;min-width:240px;background:var(--navy);border-radius:6px;box-shadow:0 12px 32px #00000080;padding:8px 0;list-style:none;margin-top:4px;border:1px solid rgba(255,255,255,.06)}.has-dropdown:hover .dropdown,.has-dropdown:focus-within .dropdown{display:block}.has-dropdown .dropdown li{width:100%}.has-dropdown .dropdown li a{display:block;padding:10px 18px;font-size:13px;color:#ffffffc7;border-radius:0;font-family:Montserrat,sans-serif;font-weight:600}.has-dropdown .dropdown li a:hover{background:#12d7ec1a;color:var(--teal)}.nav-links li.active>a,.nav-links li.has-dropdown.active>a{color:#fff;background:#12d7ec1f}.nav-toggle{display:none;background:none;border:none;color:#fff;font-size:24px;cursor:pointer;padding:4px 12px;line-height:1}@media(max-width:980px){.nav-toggle{display:block}.nav-inner{position:relative}.nav-links{display:none!important;position:absolute;top:100%;left:0;right:0;background:var(--navy);flex-direction:column;padding:12px 0;gap:0;border-top:1px solid rgba(255,255,255,.08)}nav.nav-open .nav-links{display:flex!important}.nav-links li{width:100%}.nav-links>li>a{display:block;padding:14px 24px;font-size:14px;border-radius:0}.has-dropdown .dropdown{display:block;position:static;box-shadow:none;border:none;padding:0;background:transparent;margin-top:0}.has-dropdown .dropdown li a{padding:12px 36px;font-size:13px;color:#fff9}}footer{background:var(--navy-deep);color:#ffffffa6;padding:64px 0 28px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr 1fr;gap:40px;margin-bottom:48px}.footer-brand .nav-logo{margin-bottom:16px}.footer-brand p{font-size:13px;line-height:1.7;max-width:260px}.footer-col h4{font-family:Montserrat,sans-serif;font-weight:700;font-size:11px;letter-spacing:1px;text-transform:uppercase;color:#ffffff80;margin-bottom:16px}.footer-col ul{list-style:none}.footer-col ul li{margin-bottom:10px}.footer-col ul li a{color:#ffffffb3;text-decoration:none;font-size:13px;transition:color .15s}.footer-col ul li a:hover{color:#fff}.footer-bottom{border-top:1px solid rgba(255,255,255,.08);padding-top:24px;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:12px;font-size:12px;color:#fff6}.footer-legal{display:flex;gap:18px}.footer-legal a{font-size:12px;color:#fff9;text-decoration:none}.footer-legal a:hover{color:#fff}@media(max-width:980px){.footer-grid{grid-template-columns:1fr 1fr}}*,*:before,*:after{margin:0;padding:0;box-sizing:border-box}html{scroll-behavior:smooth}body{font-family:Open Sans,sans-serif;background:#fff;color:var(--slate);line-height:1.7;-webkit-font-smoothing:antialiased}:root{--navy: #070606;--navy-deep: #000000;--teal: #12D7EC;--teal-deep: #0E96A8;--teal-dark: #0FB8CC;--teal-light: #D4F7FA;--slate: #424E64;--slate-light: #7A8499;--gray-50: #FAFAFA;--gray-100: #F5F5F5;--gray-200: #E5E5E5;--white: #FFFFFF;--red: #DC2626;--amber: #D97706;--gold: #CA8A04;--green: #059669}.container{max-width:1200px;margin:0 auto;padding:0 28px}h1,h2,h3,h4,h5{font-family:Montserrat,sans-serif;line-height:1.2;color:var(--navy)}a{color:var(--teal-deep);text-decoration:none}a:hover{color:var(--navy)}.eyebrow{display:inline-block;font-family:Montserrat,sans-serif;font-weight:700;font-size:11px;letter-spacing:1.5px;text-transform:uppercase;color:var(--teal-deep);margin-bottom:10px}.eyebrow.on-dark{color:var(--teal-deep)}.btn{display:inline-flex;align-items:center;gap:8px;font-family:Montserrat,sans-serif;font-weight:700;font-size:14px;padding:14px 28px;border-radius:6px;cursor:pointer;text-decoration:none;border:none;transition:all .15s ease}.btn-primary{background:var(--teal);color:var(--navy)}.btn-primary:hover{background:var(--teal-dark);color:var(--navy)}.btn-secondary{background:#fff;color:var(--navy);border:1.5px solid var(--navy)}.btn-secondary:hover{background:var(--gray-100);color:var(--navy)}.btn-ghost{background:transparent;color:#fff;border:1.5px solid rgba(255,255,255,.35)}.btn-ghost:hover{background:#ffffff14;color:#fff;border-color:#fff}.btn-arrow{color:var(--teal-deep);font-family:Montserrat,sans-serif;font-weight:700;font-size:13px;display:inline-flex;align-items:center;gap:6px}.btn-arrow:hover{color:var(--navy);gap:10px}.section-head{text-align:center;margin-bottom:56px}.section-head h2{font-size:34px;font-weight:800;color:var(--navy);margin-bottom:12px}.section-head .lead{font-size:16px;color:var(--slate);max-width:700px;margin:0 auto;line-height:1.7}@media(max-width:980px){.nav-links{display:none}}@media(max-width:600px){.footer-grid{grid-template-columns:1fr}}